The Affordable Care Act (ACA) protects the American public from not having access to medical coverage because of a pre-existing condition.

The Marketplace provides access to healthcare coverage and treatment for pre-existing conditions.

Health Insurance premiums are based on an individual’s income bracket and not their medical history, lifestyle, or demographics.

All ACA policies are mandated to provide Essential Health Benefits

  •  Pediatric Services
  •  Maternity and newborn care
  •  Mental health and substance use disorder services, including behavioral health treatment
  •  Prescription Drugs
  •  Preventive and wellness services and chronic disease management
  •  Rehabilitative and habilitation services and devices
  •  Laboratory services
  •  Emergency services
  •  Hospitalization
  •  Ambulatory patient services, such as doctor visits