Critical Illness Insurance2021-02-19T19:07:49+00:00

For Critical Illness Insurance options, Call 1-941-787-9699.

Critical Illness Insurance

Critical illness insurance, also known as the dread disease policy. 

You are more likely to become critically ill than pass away suddenly.  A diagnosis of a critical illness is in itself is a life-changing event that can shatter one’s dreams and finances.

A serious medical condition often comes without warning and that means medical bills, deductibles, and bills that health insurance doesn’t cover, like a mortgage, rent, the light bill, and groceries. Do you have enough savings put away to cover a year with no income?

If you answered “No” to that question

Good News! Putting a Critical Illness Insurance plan into place to protect your finances is more affordable than you think!

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How Does a Critical Illness Plan Work For You?

Money Received to cover whatever you need!

  • Mortgage, rent, and utility payments
  • Childcare
  • Groceries for your household
  • Health insurance deductibles
  • Out-of-pocket medical expenses
  • Prescriptions and other medications
  • Specialist treatment or rehabilitation

Critical Illness Policy

Critical Illness Diagnosis

Submit an Insurnace Claim

Receive a Lump-Sum Payout

Choose 1 of 5 Maximum Lifetime Benefit amounts:

$10,000, $20,000, $30,000, $40,000 or $50,000. Your benefit pays out upon the first diagnosis of a qualifying illness experienced at least 30 days after the plan becomes effective.

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What is Critical Illness Insurance?

Critical Illness insurance is a supplemental health insurance plan that serves a unique purpose that is not served by life insurance or health insurance! The benefit pays out upon the first diagnosis of a qualifying illness experienced at least 30 days after the plan becomes effective.

What a Critical Illness is not

Critical Illness Insurance does not fulfill all the requirements of health insurance! Unlike an ACA plan, no expenses are covered for medical claims as a result of any preexisting medical conditions. Critical Illness Insurance does not have an out of pocket maximum. Critical Illness Insurance is limited and has a lifetime maximum.  Therefore these plans are not ACA compliant.

Not sure what you need? Learn what type of insurance matches your individual needs.

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