For Fixed Benefit Indemnity Health Insurance Options, Call 1-941-787-9699.
Fixed Benefit Indemnity Insurance
Help for Out-of-Pocket Medical Costs
A health condition often comes without warning and that means medical bills and upfront out of pocket medical costs to meet before a deductible is satisfied.
What if there was a product to help offset those up-front medical costs?
That’s the concept behind fixed-benefit indemnity insurance.
Indemnity insurance, also known as fee-for-service insurance, pays a fixed amount of money when you receive specific covered medical services, providing seamless coverage to the insured for out-of-pocket expenses. Bridging the gap between your major medical and it’s deductible!
Hospital and Doctor Fixed Benefit Plans pay fees for services such as
Physician Visits
Prescriptions
Out-Patient Diagnostic and Radiology Testing
Surgery and Hospitalization Confinement
What FIXED indemnity Insurance is
Fixed Indemnity Insurance pays a set amount of money when you receive specific covered medical services per covered service up to a calendar-year maximum, no matter how sick you get. Fixed-Benefits as supplemental coverage is designed to protect the insured from out-of-pocket exposure and the freedom to select any health service provider.
Indemnity Health Insurance
A GUIDE TO INDEMNITY PLANS What is an Indemnity [...]
What FIXED Indemnity Insurance is not
Indemnity Plans do not fulfill all the requirements of health insurance! Unlike an ACA plan, no expenses are covered for medical claims as a result of any preexisting medical conditions. Indemnity insurance might come with a deductible but does not have an out of pocket maximum. Indemnity plans are very limited and benefits are set at a fixed dollar amount. Therefore these plans can never be a true major medical.
A Place for Marketplace Coverage
The Affordable Care Act (ACA) protects the American public from [...]