What is an Indemnity Plan?

Also known as a “fee-for-service plan” or a “fixed benefit plan”.

How does an indemnity plan work? 

After a medical service has been rendered the insurance company will then pay out a fixed-benefit amount to the policyholder or medical provider.

Indemnity Plans are purchased to help safeguard the policyholder from out of pocket exposure for covered medical services.  

A traditional indemnity plan is designed to be a supplemental plan to primary coverage by offsetting expenses a major medical doesn’t cover until your deductible is satisfied. Bridging the gap between your major medical and it’s deductible.


Pays for Out-of-Pocket Medical Costs Such as:


  • Doctor’s visits
  • Preventative Care
  • Labwork and Radiology
  • Outpatient Procedures
  • Prescription
  • Hospital Confinement
  • Surgical Procedures
  • Emergency Room

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