The 2023 Open Enrollment Period will start on November 1st and end on December 7th, with a plan effective date of January 1st.

What is the Open Enrollment Period (OEP)?

Open Enrollment is the only time during the year when consumers can sign up for a new ACA compliant MarketPlace healthcare coverage or make changes to their existing MarketPlace coverage: This includes adding or dropping coverage, changing their level of coverage, or switching to a new health plan.

What is MarketPlace coverage?

The Affordable Care Act (ACA), also commonly nicknamed and formerly and commonly known as as “Obamacare”, “Trumpcare” and now “BidenCare”is a federally established public healthcare exchange, where Americans can purchase ACA compliant health insurance through a federal marketplace exchange , or through their state-based exchanges.

Click Here to Shop your Marketplace Healthcare Options

What is a special enrollment Period or (SEP)?

A Special Enrollment Period (SEP) is a time outside of Open Enrollment when you can sign up for health insurance if you qualify. You may qualify for a SEP if you experience certain life events, such as getting married, having a baby, or losing other health coverage.

Why The Health Insurance Gal

Our Mission is to provide everyone with affordable health and dental insurance that matches their needs, budget and lifestyle.

Click Here to see If you qualify for a Special Enrollment Period