Public health Insurance is purchased through the public exchange, also known as the federal MarketPlace.

Health insurance sold through The MarketPlace is guaranteed issue in that applicants cannot be denied coverage due to their health status.

Public Health Insurance premiums are based on an individual’s income bracket and not their medical history, lifestyle, or demographics. The MarketPlace provides Americans access to quality healthcare that meets the Affordable Care Act’s laws and guidelines. Health insurance through the public exchange is manded to include EHB’s ( Essential Health Benefits).

Health Insurance through the MarketPlace is available during the annual Open Enrollment period or during a Special Enrollment Period.

Health Insurance through the MarketPlace is available during the annual Open Enrollment period or during a Special Enrollment Period.
Annual open enrollment begins November 1st and ends December 15th.

Is Your Public Health Insurance Unaffordable?

Takes just a few minutes to go through all of the steps.

The Federal Healthcare MarketPlace allows the public to apply and determine what financial assistance if any, they qualify for.

The best way to determine how much you should be paying for public health insurance is by using The MarketPlace’s Online Health Insurance Calculator.

Check to see if you qualify for discounted Health Insurance, in less than 3 minutes

It’s important to know that marketplace open enrollment starts Nov 1st of every year, but applicants can signup online or by phone anytime before Nov 1st as long as they qualify for a special enrollment period.

If marketplace applicants do not qualify for a premium tax credit, they would be financially responsible for paying out-of-pocket all marketplace plan premiums.

Self-Employed & Middle-Class families are feeling the repercussion of a failing healthcare system.
The Marketplace’s guidelines and income ratios are leaving families uninsured and financially exposed.

Private health insurance provides an alternative avenue to individuals and families who are looking for affordable premiums outside the MarketPlace.

Healthcare coverage can vary greatly from company to company, with that being said choosing your health insurance is one of the most important decisions you have to make. Let’s do it right the first time, as choosing a plan yourself without understanding the exclusions and limitations can set you up for a financial crisis in the event of even a minor medical event.