Simple, Easy & Truly Affordable Healthcare

The Health Insurance Gal is committed to helping our clients live their best life by providing them with quality healthcare products, tools and resources they need to make an informed decision on their healthcare.

Who is Redirect Health?

Redirect Health is a physician-owned and operated cost-sharing company that provides affordable, direct primary care membership plans with no copays for routine visits, as well as access to high-quality specialists and hospitals. 

Your Membership Includes

Never pay more than you should. With $0 copays on routine care, hospitalization protection, and discount programs your care team will always get you the right care at the right price.

24-Hour Access to Care

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National Direct Primary Care

Virtual and in-office visits


Protection against high-dollar medical expenses

Routine Labs

Never pay more than you should

Prescription Benefits

Tiered copays
($10, $25, $50, $100, $250, $500)


Includes 12 in-office visits per year

Mental Health

No Cost Tele-Counseling

Right Care at the Right Price

Never pay more than you should

In/Out of Network Flexibility

Freedom to choose your own provider

$0 Member Responsibility

  • Primary Care-24/7 virtual & in-office URGENT Care
  • Chiropractic Office Visits
  • Lab Benefits
  • X-Rays
  • Mental Health Counseling

Specialist & Advanced Imaging

$50 copay-Specialist, MRI & CT scans, ultrasounds, and other imaging.


Individual Initial Responsibility
$2,000 / $4,000 Out-of-Pocket Maximum

Family Initial Responsibility

$4,000 / $6,000 Out-of-Pocket Maximum

Emergency Room

$500 + 20% Member Responsibility

Client Testimonials

Overall Financial Exposure

Individual Initial Responsibility

$2,000 + 20% coinsurance / $4,000 Out-of-Pocket Maximum = $6,000 per individual 

Family Initial Responsibility

$4,000 +20% coinsurance / $6,000 Out-of-Pocket Maximum=10,000 per family

How Pre-Existing Conditions are shared

A condition is considered pre-existing for a member or dependent if symptoms or treatment have occurred within the 12 months prior to joining the Medical Cost Share. See the Membership Guidelines for detailed description of what will be considered a pre-existing condition. Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.

Conditions beginning after a member’s effective date will be shared after paying their $2,000 initial member responsibility then 20% with a maximum out-of-pocket of $4,000^ per year. See the Membership Guidelines for sharing rules.

Additional Sharing Restrictions
See Member Guidelines for detailed shareable restrictions.

Pre-existing conditions become eligible for sharing based on members’ tenure with the plan, as indicated by the following graduated sharing schedule:

Time After Membership Effective Date Shareable
First 12 months Not shareable
Months 13-24 Shareable to $25,000
Months 25-36 Shareable to $50,000
Month 37 and after Shareable to $125,000

DISCLAIMER: Pre-existing conditions may impact eligibility or create limitations/exclusions that should be taken into account before signing up for coverage.