Supplemental Health Insurance Options
New to Supplemental Health Insurance?
What is your financial responsibility “if or when” a medical event was to arise?
“Just in case” Insurance
A medical event often comes without warning and that means medical bills and upfront out of pocket medical costs to meet before a deductible is satisfied.
What if there was a product to help offset those up-front medical costs??
Supplemental insurance also known as secondary health insurance that is purchased in addition to a major medical, and this type of coverage is designed to protect your assets and offsets the cost of a high deductible for “if or when” happens.
Secondary coverage and benefits vary from company to company, depending on the type of benefits and amount of coverage you are looking for “if or when” a medical event were to arise. Some carriers might pay a fixed benefit amount per covered service, where another carrier might offer a lump sum payout in the event of an accident or critical illness.
Looking to explore your supplemental health insurance options?
Shop your options with an agent! We provide no obligation, consultations so you can be sure you are making the best choices for your insurance needs.
Help for Out-of-Pocket Medical Costs
Fixed Benefit Indemnity insurance, also known as fee-for-service insurance, pays a fixed amount of money when you receive specific covered medical services, providing seamless coverage to the insured for out-of-pocket expenses.
Do you have enough savings put away to cover a year with no income?
Insurance that pays out a lump-sum amount of money in the diagnosis of a critical illness. Money that can be used for Mortgage, groceries, utility payments, or whatever you want.
Life Insurance
Insurance that pays out a lump-sum amount of money in the diagnosis of a critical illness. Money that can be used for Mortgage, groceries, utility payments, or whatever you want.
Types of Supplemental Health Insurance Options
Fixed-Benefit Indemnity Insurance
Accidental Injury Insurance
Critical Illness Insurance
Mortgage Protection Insurance
Dental & Vision Insurnace
